Please print, complete, and bring our client intake form with you to your first appointment. We will discuss it at that time, but feel free to call our office with any questions that come up.

The information presented in this website is intended to be used by persons considering whether they should talk to an attorney about filing bankruptcy.  It should not be construed as legal advice. You should see an attorney to discuss the specific facts of your case.

Bankruptcy Information and Forms

Initial Consultation

Client Intake Form

Answers to Common Bankruptcy Questions

Saving Your Home from Foreclosure

Dealing with Debt Collection Harassment

The Truth about Credit Reports and
Credit Repair Companies

High Cost Home Loans

Borrower Beware: The High Cost of Small Loans, Pawnbrokers and Rent-To-Own Stores

Chapter 7 (straight bankruptcy)

Chapter 7 FAQ

Bankruptcy Worksheets

Chapter 7 Documents Needed before Filing

DMV Information Request Form

How do I Value My Property?

Chapter 13 (payment bankruptcy)

Chapter 13 FAQ

Bankruptcy Worksheets

Chapter 13 Documents Needed before Filing

Chapter 13 Instructions to Debtors Video

Chapter 13 Instructions to Debtors Document

Operating Statement Self-employed Debtor

How do I value my property?

Post-Filing or Discharge

Your legal Rights During and After Bankruptcy

Using Credit Wisely

Discharged debts on your credit report

Contacted by a collector for a discharged debt

Contacted by a creditor during the bankruptcy

Rebuilding your credit after bankruptcy

Disputing discharged debts with credit reporting agencies (form)

Useful Related Links

Maxed Out (Video -- coming soon)

Building a Better Credit Report
by the Federal Trade Commission

2009 Bankruptcy Code (Word Document)

United States Bankruptcy Court

Approved Credit Counseling Agencies

Approved Debtor Education Agencies

Used Car Pricing Guides

Monthly Auto Loan Payment Calculator

Albemarle County Tax Assessments

City of Charlottesville Tax Assessments

Trustee Questionnaire

Bankruptcy Disclosures

§527(a) Disclosure

§527(b) Disclosure

§527(c) Disclosure

Notice of Debtor Audits

Notice to Individual Consumer Debtor

Consumer Education Brochures